How much do late payments, foreclosures and bankruptcies impact your credit score?

4/22/2010

How much does a late mortgage payment, foreclosure or bankruptcy negatively impact your credit score?
30 day late 40 - 110 points
90 day late 70-135 points
Foreclosure 85 - 160 points
Bankruptcy 130 - 240 points
The reason for the disparity within each classification is that there are many variables that impact the credit score. For example what is the person's credit score before the derogatories were reported to the credit bureaus, how many seasoned credit tradelines already exist on the credit report and their history...